Vietnam
Vietnam operates a mixed healthcare system combining public healthcare provision with a significant private sector. The balance between public access, private providers, and insurance coverage shapes how residents and expatriates access care.
This Vietnam overview provides a snapshot of the country’s demographic, socioeconomic, and healthcare landscape. For globally mobile individuals and families, such indicators help compare countries before relocating.
Mixed public-private
Mandatory public insurance
Moderate
Low
100’987’690
32.9
57.8 / 100
45th
1.1 per 1’000
USD 197.19
75
USD 8'091.57
How the Healthcare
System Works
Vietnam’s healthcare system combines public healthcare infrastructure with private healthcare services and insurance-based access mechanisms. However, leading public hospitals can be very busy and crowded, and navigating appointments, referrals and language can be challenging for foreign residents.
Vietnam’s private sector has expanded rapidly, with private and international hospitals particularly attractive to expatriates and affluent Vietnamese. They typically provide easier appointments, shorter waits, English-speaking staff, more comfortable facilities, and a more internationally familiar patient experience.
For this reason, expatriates and international residents commonly use private healthcare. While Vietnam’s domestic capabilities have improved, affluent Vietnamese tend to travel abroad for complex medical care. Primary destinations include Singapore and Thailand.
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Private Medical Insurance
in Vietnam
International private medical insurance in Vietnam is commonly used to supplement public healthcare access and provide entry to private hospitals, specialist treatment, and enhanced healthcare services abroad.
There is a significant difference between healthcare access in Ho Chi Minh City, Hanoi and smaller cities or rural areas. This makes emergency transportation and, depending on location, medical evacuation benefits more relevant than they might initially appear.
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Expected Premium Levels
Premiums reflect the scope of protection and the level of service. The most significant factors impacting the premium are the country of residence, age, area of cover, benefit level and scope of cover, deductibles, and sometimes restrictions on medical provider access. International private medical insurance plans can be tailored to individual needs and preferences to balance comprehensive global access with budget availability.
For very comprehensive international private medical insurance, with little to no out-of-pocket costs, the following are the premium levels to be expected for someone who is resident in Vietnam.
| Persona | Profile | Average annual premium (USD) |
|---|---|---|
| Persona 1 | 35-year-old male | 7'606.78 |
| Persona 2 | 50-year-old female | 10'655.57 |
| Persona 3 | 24-year-old female | 6'012.36 |
Contact Us
Whether you are looking for a medical concierge service, long-term health management, or private health insurance, our team is here to help. Get in touch to discuss your needs and discover how we can support you.