Health Insurance for Malta Investment Migration Applicants

Malta individual investor program health insurance

Malta has one of the furthest developed and most popular Investment Migration programs around the globe. The program allows high-net-worth individuals and families to obtain residence in Malta, which can lead to citizenship. As an EU country, the Maltese passport offers the right of establishment in all countries within the European Union.

To be admitted into the investment migration program of Malta, every applicant is obliged to hold private international health insurance. Not all health insurance companies and policies are approved and accepted by the regulator and it is necessary that the insurance company can issue the insurance documentation in the required format. Since the origin of the Malta Individual Investor Programme, Swiss Insurance Partners has successfully accompanied hundreds of applicants with the appropriate international health insurance.

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Malta residence or citizenship clients successfully accopanied

Number of Malta investment migration agents we work with

Number of investment migration programs we support

Malta Citizenship by Investment

With more than 1’500 successful applications that led to Maltese citizenship, Malta is one of the most popular countries to apply for residence or citizenship by investment. Malta has proven to be a state-of-the-art example in the Investment Migration industry. Partly due to its extremely strict due diligence and vetting procedure to strictly control who will be able to become a Maltese resident, and later, a citizen through naturalization. After the initially launched programme called Malta Individual Investor Programme (MIIP) had reached the maximum capacity for migrants in summer 2020, the immigration program was reviewed and renewed.

In November 2020, the new investment migration program was launched. Administered by Community Malta the new investment program was launched under the name “Maltese Citizenship by Naturalization for Exceptional Services by Direct Investment”, in short also called the MEIN program.

MEIN applicants are required to hold valid health insurance during the process of obtaining residence and citizenship, but also infinitely after having obtained the Malta passport. Many private investors take the opportunity to review their own and their family’s health coverage in full. Since acquiring a second residence or citizenship has a large influence on investor’s global mobility and freedom of travel, it is essential to adapt to adequate health insurance. Preferrably, an international private medical insurance should cover global citizens worldwide (including USA) and with an unlimited health insurance policy limit.

Other Supported Investment Migration Programs

Apart from Malta, many other countries offer investment immigration programs with similar health insurance requirements. All of them have one thing in common: The applicants are truly Global Citizens, living a global lifestyle that requires appropriate international health protection and flexibility. The below are just some of the investment migration programs for which Swiss Insurance Partners has developed adequate International Health Insurance solutions to support private investors and immigration lawyers in the process of obtaining residency or citizenship.


Golden Visa in Spain

Applicants are obliged to prove health insurance which is at least equivalent to the Spanish Social Security System.

Golden Visa in Greece

Requires proving health and disability after accident insurance, with formal documentations issued by the insurer and broker.

Residence in Switzerland

Swiss residents must hold the local mandatory health insurance, which may be combined with  International Health Insurance.

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We Are the Leading Experts in International Health Insurance and Health Management - Since 1997.

The SIP Medical Family Office® is a global leader in independent consulting for international medical insurance and health management, based in Zurich.

For over 20 years, individuals, families and companies have been relying on our expertise and experience.

Frequently Asked Questions (FAQ)

You must be able to provide proof of adequate health insurance for as long as you are a Malta citizen. In practice, this means that most private investors will retain their health insurance for a lifetime. Because of that, investors should carefully consider their health insurance selection. It should be a product that offers a renewal guarantee for a lifetime and offers adequate insurance coverage with increasing age.

After handing in the application and paying the premium, it takes around 24-48 hours until the health insurance certificate is issued, together with the cover letter required by the Maltese authorities. Be aware that it is crucial for the authorities in Malta that the cover letter has the correct and approved wording when applying for Maltese residence or citizenship.

According to Community Malta, the overall annual policy limit must be at least € 30’000. The area of coverage does not necessarily need to be global. However, because the Maltese passport gives access to visa-free travel to more than 180 countries, it is recommended to get international private medical insurance with worldwide coverage and free choice of hospitals and doctors.

The SIP Medical Family Office® is a unique concept that stands for 100% dedication to a person’s health. With a complete range of discrete services around health and medicine. A membership at the SIP Medical Family Office® is an asset for Global Citizens to strategically plan for their health security and longevity. Over more than 20 years, we have developed a network with the leading doctors and specialists around the world in every field of medicine. Whether it is for immediate access to world-class acute care, most advanced preventative medicine and check-ups, rehabilitation care, or the latest longevity treatments – our knowledge and network allow us to help people enhance their well-being in every stage of life.

Do you have additional questions?

If you need any further information, contact us and one of our insurance specialists will reach out to you as soon as possible.