The terms and conditions below outline the rules and regulations for online and offline activities with SIP. The terminology “SIP” refers to all companies that form part of the SIP group of companies, operating under the trade name/brand SIP Medical Family Office, which is an internationally registered trademark. Companies include SIP Medical Family Office AG, SIP Switzerland AG, SIP Europe AG, SIP MFO Ltd.
Unless otherwise stated, SIP and/or its licensors own the intellectual property rights for all material on www.sip.ch. All intellectual property rights are reserved. You may access this from www.sip.ch for your own personal use subject to restrictions set in these terms and conditions.
You must not:
SIP follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services’ analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users’ movement on the website, and gathering demographic information.
If you find any link on our website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.
SIP cannot guarantee or verify the contents of any externally linked website despite best efforts. Users should therefore note they click on external links at their own risk and this website and SIP cannot be held liable for any damages or implications caused by visiting any external links mentioned.
The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information. If you contact us through a website contact form, we may receive additional information about you such as your name, date of birth, nationality, residence, email address, home address, phone number, job title, preferred correspondance language, the contents of the message and/or attachments you may send us, and any other information you may choose to provide. If you are a prospect or client of us, we may collect further information for the fulfillment of our services.
Our website forms and internal systems are regularly audited to ensure privacy by design. No information shall be collected that is not required for the fulfillment of our service. How we use your informtion is outlined in further detail in the following abstract.
SIP may collect, store, use and otherwise process Personal Data, including health data, as necessary for the following purposes based on the following legal grounds: (1) to provide its advisory services, for example to generate quotations and comparisions of insurance products, or to administer the insurance policy, for example to process any claims and requests for pre-authorizations from the insurance company, or to provide medical professionals, hospitals or other service providers with the health records based on a your consent; (2) to comply with obligations under applicable law, based on applicable law and SIP’s legitimate interest in ensuring compliance; (3) based on its legitimate interest for the establishment, exercise or defense of legal claims. (4) In addition, SIP may process Personal Data (but excluding health data) to inform the Client from time to time about activities, offers, or information that SIP believes would be useful to the Client. Objections to the processing of Personal Data for marketing purposes can be sent to the Data Protection Officer at firstname.lastname@example.org. Personal Data will be stored by SIP for as long as is necessary to provide the services and comply with legal requirements such as record retention obligations.
SIP may share Personal Data as follows: (1) with service providers such as IT providers; (2) with third parties, o the extent necessary for the purpose of the above, such as insurance providers, hospitals and medical professionals, and with courts and authorities. SIP will not share Personal Data for marketing purposes with any third parties without first asking for the Client’s explicit consent. Personal Data may be transferred outside abroad. If the recipient is located in a country without an adequate level of protection, the transfer will be based on safeguards such as the EU Model Clauses (a copy can be obtained from SIP’s Data Protection Officer). Within the limits of applicable data protection law, the Client has the right to (1) request from SIP access to and rectification or erasure of Personal Data or restriction of processing, (2) object to the processing, (3) request a copy of Personal Data in a portable format or have Personal Data transferred to another controller, (4) withdraw consent, without affecting the lawfulness of processing based on consent before its withdrawal; and (5) lodge a complaint with a supervisory authority (in Switzerland, with the Federal Data Protection and Information Commissioner). The Client can advise SIP at any time to limit or cancel the sharing of data by SIP with specific service providers.
You expressly agrees not to share health data relating to family members without having obtained their explicit, informed consent for SIP to process their health data as set out in the section “How we use your information”.
Further to that, we may use the information to:
We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following: