SIP Health Cost Index 2026

Global Pricing of Private Healthcare and Medical Insurance

The SIP Health Cost Index (SIP HCI) provides a clear, data-driven view of how private healthcare costs compare across borders. Built on standardized international health insurance quotes for multiple personas, the premiums serve as a proxy for the real private healthcare cost of individuals and families rather than theoretical measures of public spending. By benchmarking average private medical insurance premium in 60 key countries, the SIP HCI offers a reliable approximation of each country’s private healthcare cost level.

Designed for globally mobile individuals, families, expatriates, athletes, family offices, and corporate HR teams, the SIP HCI reveals where high-quality private medical care is most expensive—and where it remains more accessible. While it ranks countries by cost, the SIP HCI does not seek to compare insurance premiums and benefits of the referenced insurance plans. Individuals and corporates should always seek professional advise and personalized comparisons based on their needs.

Global Ranking

Persona Rankings

Insights

Methodology

Disclaimer

Global Ranking

The SIP HCI provides a ranking of the most important healthcare systems in terms of cost for private medical care, as a reflection on the country-specific insurance premiums paid per year for international private medical insurance. The index includes 60 countries and evaluates the country-based premium assessment of seven globally leading international health insurance providers.

Global Ranking – 2026

Average yearly IPMI based cost (in USD)
Rank	National Flag	Country	Cost
1	🇺🇸	United States	23’987.11
2	🇭🇰	Hong Kong (SAR)	19’352.90
3	🇸🇬	Singapore	17’612.66
4	🇨🇳	China	15’235.36
5	🇬🇧	United Kingdom	14’986.58
6	🇦🇪	United Arab Emirates, Dubai	12’141.68
7	🇲🇽	Mexico	11’769.52
8	🇧🇷	Brazil	11’739.43
9	🇧🇸	Bahamas	11’398.72
10	🇹🇭	Thailand	11’215.39
11	🇹🇼	Taiwan	10’931.35
12	🇨🇭	Switzerland	10’808.71
13	🇯🇵	Japan	10’707.06
14	🇧🇭	Bahrain	10’488.78
15	🇶🇦	Qatar	10’469.32
16	🇬🇷	Greece	10’274.14
17	🇦🇺	Australia	10’230.05
18	🇵🇦	Panama	9’920.00
19	🇸🇦	Saudi Arabia	9’816.66
20	🇨🇱	Chile	9’772.98
21	🇪🇸	Spain	9’755.20
22	🇹🇷	Turkey	9’678.71
23	🇲🇨	Monaco	9’649.46
24	🇰🇷	South Korea	9’422.60
25	🇨🇴	Colombia	9’407.33
26	🇨🇷	Costa Rica	9’396.44
27	🇦🇬	Antigua & Barbuda	9’379.63
28	🇰🇳	St. Kitts & Nevis	9’351.87
29	🇮🇩	Indonesia	9’321.42
30	🇬🇩	Grenada	9’292.55
31	🇺🇾	Uruguay	9’244.68
32	🇨🇦	Canada	9’235.44
33	🇨🇾	Cyprus	9’160.42
34	🇵🇹	Portugal	8’993.39
35	🇮🇹	Italy	8’924.68
36	🇫🇷	France	8’901.02
37	🇳🇿	New Zealand	8’868.21
38	🇰🇼	Kuwait	8’820.39
39	🇦🇷	Argentina	8’814.16
40	🇧🇪	Belgium	8’729.36
41	🇲🇾	Malaysia	8’711.85
42	🇦🇿	Azerbaijan	8’327.92
43	🇦🇹	Austria	8’270.00
44	🇮🇳	India	8’205.76
45	🇿🇦	South Africa	8’191.89
46	🇩🇪	Germany	8’161.78
47	🇵🇭	Philippines	8’121.37
48	🇱🇻	Latvia	8’113.28
49	🇻🇳	Vietnam	8’091.57
50	🇱🇺	Luxembourg	8’068.62
51	🇳🇬	Nigeria	8’021.88
52	🇪🇬	Egypt	7’935.75
53	🇸🇪	Sweden	7’862.51
54	🇲🇺	Mauritius	7’745.37
55	🇰🇪	Kenya	7’712.42
56	🇳🇴	Norway	7’653.37
57	🇳🇱	Netherlands	7’642.01
58	🇲🇦	Morocco	7’609.40
59	🇲🇹	Malta	7’591.04
60	🇷🇴	Romania	7’518.65

Data as at September 2026