Worldclass International Health Insurance for Expats in Asia


Together with Opal Insurance and Generali Global Health, Swiss Insurance Partners developed this unique expat health insurance plan for Singapore and Hong Kong. This International Health Insurance plan is exclusively available through Swiss Insurance Partners, requires no health declaration, and comes with strongly discounted flat-rate annual premiums for adults and children. Compared to equivalent health insurance policies in Singapore and Hong Kong, the SIP Expat Opal offers between 15-25% savings per year.

What Our Clients Say

Outstanding Benefits

With the SIP Expat Opal plan, all waiting periods are waived. Compared to other insurance plans, you may directly take advanteage of the cover for maternity, dental, or mental disorders. The benefits of the insurance plan include:

  • Worldwide Private Medical Insurance (excluding USA & Canada)
  • Private hospital room
  • 100% coverage for inpatient treatments
  • 100% coverage for outpatient treatments
  • 100% coverage for maternity
  • 100% coverage for cancer treatment
  • 100% coverage for dental and vision

Exclusive Price

To make the use of your policy as easy and convenient as possible, the SIP Expat Opal comes with no deductible. This means that all costs are covered as of the first treatment. Clients of Swiss Insurance Partners benefit from strongly reduced flat-rate premiums. For 2021, the following rates apply:

  • Adults: € 4’470 / year
  • Minors: € 2’250 / year

The SIP Expat Opal can be started on the 1st of every month, and renews every year on the 31st of December.

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We Are the Leading Experts in International Health Management and Health Insurance - Since 1997.

The SIP Medical Family Office® is a global leader in independent consulting for international medical insurance and health management, based in Zurich.

For over 25 years, individuals, families and companies have been relying on our expertise and experience.