Health Insurance for International Students

International Student Health Insurance

If you are planning to study abroad for a semester or even a year, you will require to demonstrate to your partner university that you have adequate health insurance. Swisscare offers tailor-made solutions for students coming to Europe for their semester abroad: Simple, entirely online, and at the lowest cost.  Should you face any difficulties receiving the acceptance of your Swisscare health insurance at your partner university abroad, we are always here to support and guide you to obtain your university’s approval.

Suited for Every Situation Destination

This product covers you during your studies abroad throughout Europe (except for the explicitly listed countries below) for medical emergencies and accidents. Also included are 24/7 assistance, search and rescue, repatriation to the home country, and third party liability.

Accepted in every canton of Switzerland, this health insurance meets the Swiss international student insurance requirement. You are entitled to benefit from all Swiss federal mandatory health insurance benefits KVG / LAMAL.

This health insurance meets the requirement for foreign students in Germany. It is compliant with the German Insurance Contract Act (VVG). The health insurance package includes 24/7 assistance service, repatriation, and more.

Foreign students in Czech Republic can fulfill the health insurance requirement with this package. The health insurance covers the medically necessary treatments in case of illness and accidents, includes 24/7 assistance, as well as emergency medical transportation.​

This health insurance option meets the Lithuanian student insurance requirement. The health insurance covers you for the medically necessary treatments in case of illness and accidents. 24/7 assistance, search and rescue, and repatriation to your home country are included.

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We Are the Leading Experts in International Health Insurance and Health Management - Since 1997.

The SIP Medical Family Office® is a global leader in independent consulting for international medical insurance and health management, based in Zurich.

For over 20 years, individuals, families and companies have been relying on our expertise and experience.

Frequently Asked Questions (FAQ)

Our health insurance consultation comes at no additional cost for you. We receive a commission from the insurance company for supporting you as a client. Your premium remains the same compared to directly contracting with the insurance company.

Most residents of developed countries are required by law to hold mandatory health insurance or are subject to a national health scheme. An International Health Insurance is a supplementary health insurance, and never replaces compulsory national health insurance.

The premium for an International Health Insurance depends mainly on your age, nationality and country of residence. Depending on your health condition, additional loadings may apply. We will tailor your International Health Insurance exactly to your needs to avoid unnecessary high premium payments. Coverage starts from a minimum annual premium of approximately $5’000.

Yes, with an International Health Insurance you are free to decide which specialist and/or doctor around the globe you receive consultation or treatment from. Treatment for some specific diseases (and the respective experts) are only available in certain areas of the world. In such cases it is key to be financially covered worldwide because of the risk of extremely high costs. Swiss Insurance Partners will assist you in finding the best specialists for your treatment

The SIP Medical Family Office® works with all major International Health Insurance providers around the globe and has over 20 years of experience in consulting you to choose the right insurer for your specific situation. In addition to that we help you in the interaction with the medical institution, doctor and the insurance company before, during and after your treatment. We organize a “Guarantee of payment” from the insurer and make sure your money is reimbursed.

International Health Insurance is generally designed for individuals which do not reside in their country of nationality. Some solutions can be made available also for individuals that do fulfill this requirement. Contact us to discuss your situation and we will find the best solution for your individual case.

Because healthcare costs in the USA are extremely high, some insurers offer the option to purchase International Health Insurance excluding the USA. If you exclude it from your cover your premium will be reduced, and you will only be eligible for emergency, but not elective, treatment in the USA. Important to know: Some treatments and medications are only available in the USA.

Already existing medical conditions must be assessed case by case. It further depends on whether they are currently under treatment or not. Discussing your case with various potential insurers, Swiss Insurance Partners always tries to find the option that helps you the most. However, severe pre-existing conditions can result in being rejected by an insurance company.

Do you have additional questions?

If you need any further information, contact us and one of our insurance specialists will reach out to you as soon as possible. 

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